It turns out Julia Yonkowski is not a billionaire.
Yonkowski went to her Chase Bank to take out $20 but decided to check her account balance first.
The ATM printed her a receipt, saying her account had $999,985,855.94 in it and the situation got stranger when she tried to withdraw the $20.
"When I put in for the $20, the machine came back and said we'll give you the $20, but that'll cause an overdraft, and you will be charged, and I said, 'Oh, just forget it.'" Yonkowski said.
Yonkowski knew that she couldn't keep the money and has been trying to contact Chase bank to resolve the issue but has been unable to get in touch with a customer service agent.
It turns out she didn't have $999,985,855.94 in her account. It was a negative balance, and the bank was responsible for the negative charge, which is used as a fraud prevention measure to freeze an account when suspicious activity is detected.
Chase is working with Yonkowski to solve the issue.